Stop Foreclosure in Shreveport & Bossier City: Sell Before the Sheriff’s Sale
If you’re behind on your mortgage in Shreveport, Bossier City or anywhere in Caddo or Bossier Parish, you have more options than you might think, but the clock matters. Selling your house for cash is one of those options. A fast sale can pay off the loan, stop the foreclosure, and let you walk away with any equity you’ve built instead of losing it at auction.
Right Time Home Offers is a local, family-owned home buyer. We answer 24/7, respond within 1 hour, and can have a fair, written cash offer to you within 24 hours or less. Call or text (318) 506-2268. The conversation is free and confidential, with no obligation.
How Foreclosure Works in Louisiana
Louisiana handles foreclosure differently from most states. Many Louisiana mortgages allow the lender to use executory process, which lets the lender ask the court to seize and sell the property without a full lawsuit. That can move a foreclosure to a sheriff’s sale faster than many homeowners expect.
In Caddo and Bossier Parishes, foreclosed homes are sold at auction by the parish sheriff. Once the sheriff’s sale happens, your options narrow sharply. The earlier you act, the more choices you keep.
Learn more in our guides to the foreclosure process in Louisiana, what pre-foreclosure means, and what a notice of default is.
How We Help Shreveport–Bossier Homeowners Facing Foreclosure
✅ Free, confidential conversation, available 24/7
✅ We respond within 1 hour
✅ A fair, written cash offer in 24 hours or less
✅ Mortgage and past-due amounts paid at closing
✅ Close in as little as 7 days when time allows
✅ No repairs, no commissions, no hidden fees
✅ Honest advice, even when selling isn’t your best option
Your Options Before a Sheriff’s Sale
Selling isn’t the only path, and it isn’t always the best one. Here are the main options, honestly:
- Talk to your lender. Ask about a repayment plan, forbearance or a loan modification. Call as early as possible and get any agreement in writing.
- Get free housing counseling. HUD-approved housing counselors help homeowners understand their options at no cost. Search “HUD housing counselor” or visit hud.gov.
- Sell the house. If you have equity, a sale can pay off the loan and put the rest in your pocket. If you owe more than the house is worth, a short sale may be possible with your lender’s approval.
- Talk to an attorney about bankruptcy or other legal options if the numbers don’t work.
Want all of this in one place? Download our free guide: 5 Ways to Stop or Avoid Foreclosure.
How a Fast Cash Sale Stops Foreclosure
When you sell to us, the title company pays off your mortgage, past-due amounts and fees directly at closing. If the sale closes before the sheriff’s sale, the foreclosure ends and any remaining equity goes to you.
- We review your situation and your sale date right away
- You get a written cash offer within 24 hours or less
- We open title immediately and request your loan payoff
- When there’s enough time, we can close in as little as 7 days
We buy as-is, so there’s no need to spend money you don’t have on repairs or cleaning. If we don’t think selling to us is your best move, we’ll tell you.
3-Step Process
What to Do Today if You’re Behind on Payments
- Open every letter from your lender. Look for a sale date, a petition for executory process or a notice of seizure.
- Write down your numbers: what you owe, how many payments you’ve missed, and roughly what the house is worth.
- Call your lender and a housing counselor to learn what they can offer.
- Get a cash offer so you know what a sale would put in your pocket. It’s free and there’s no obligation.
Already behind and unsure where to start? Read Help, I’m behind on my mortgage payments in Shreveport.
We’re a home buyer, not a law firm, lender or credit counselor. This page is general information, not legal or financial advice.
Common Questions About Avoiding Foreclosure
It depends on your loan and where your case stands. Check your paperwork for a sale date and call us or a housing counselor right away. Earlier is always better.
Usually, yes, as long as the sale can close before the sheriff’s sale. The title company pays off your lender at closing.
You may still be able to sell through a short sale, where the lender agrees to accept less than the full balance. We’ll review your numbers and tell you honestly whether a sale can work.
If the sale closes before the sheriff’s sale and pays off the loan, the foreclosure ends.
If the sale price is more than what you owe, including past-due amounts and fees, the difference is paid to you at closing.
Yes. Calling us is free and confidential, and there’s no obligation to sell.
Get a Cash Offer Before the Sheriff’s Sale
Enter your address and phone number below, or call or text (318) 506-2268. We answer 24/7, respond within 1 hour, and send a fair cash offer within 24 hours or less.
